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Your property is your home base

Your house, your home

In your life, you make many important decisions. One of the most important decisions is buying a home. However you live and live, your house is your home. So for that, you need to arrange everything to perfection.

From drawing up the "preliminary" purchase agreement to transferring ownership of the home, from refinancing the mortgage to arranging the financial and legal settlement.

We are happy to help you with that.

Purchase Agreement

Verbal agreements are usually as binding as written contracts. The exception is the purchase of a house. For that - if you are a private buyer - you need a written purchase agreement. Without a written purchase agreement, the purchase is not valid.

Once you put your signature to a purchase agreement (often called a "preliminary purchase agreement"), you are bound by the purchase. So there is nothing "provisional" about the purchase agreement. At most, the term "provisional" indicates that the house has not yet been delivered, is not yet in your name. After signing the purchase agreement for a house, as a private individual you still have three days to think about it. During that period, you can still cancel the purchase without penalty or cost.

After that, you are committed to the sale. Often a seller will still agree on resolutive conditions for financing. If during that period you do not succeed in obtaining financing for your dream home, you can dissolve the purchase agreement. You will then have to appeal to the resolutive condition(s) in good time and with evidence.

If you want to abandon the purchase after the expiration of the legal cooling-off period and the resolutive conditions, it is difficult. It often means paying fines and/or damages to the seller.

Although in practice a purchase agreement is often drafted by a real estate agent, we can also assist you in drafting the purchase agreement.

Delivery deed

The deed of delivery (also called: deed of conveyance) is drawn up on the basis of the agreements laid down in the purchase agreement. We include all binding conditions relating to the sale or purchase of the house. After the deed has been passed (signed by all parties and the notary), a copy of the deed of conveyance is registered with the Land Registry and you are officially the owner of the house.

You don't become the owner of a house overnight. We check in advance that the seller is the owner of the house and that the seller is competent. For example, he is not under guardianship. We also check whether all the details of the house and the plot have been properly described. Whether there are any obligations attached to your new house, for example whether you must grant the neighbor the right of way over your property. We also check whether the seller and the buyer have fulfilled the obligations in the purchase agreement. For example, that the seller delivers the house without mortgage or distraint and that the purchase price with additional costs has been deposited on time by the bank or buyer into our quality account (a protected bank account).

Mortgage deed

The purchase of a home usually hinges on its financing. For financing, the buyer often turns to a bank or an insurance company or a pension fund. Those who borrow money to buy a house grant mortgages. This means that the house becomes collateral to give the lender assurance that the borrowed money will be received back.

The law gives the person to whom the right of mortgage has been granted the right in the event of public sale of the house to recover his claim (for example, if the owner defaults on repayment of the loan for which security has been granted) in priority to the proceeds, that is, before the other creditors. This right of mortgage is granted by the owner. Once the right of mortgage is granted to the lender, it becomes mortgagee. The house on which the mortgage rests is the collateral.

Expats

Am I going to buy a house or am I going to rent a house? You don't speak the language (yet). We will be happy to help you.

More and more, expats are choosing to settle in the Netherlands for a longer period of time, if not permanently. This brings with it many choices to make. Van der Veer Notariaat has a lot of experience with expats and makes sure that when you sign your deed, you are addressed in your own language.

We have a network of interpreters and translators who can help you. We will be happy to advise you in Dutch or English or with the help of an interpreter in another language.

That way you know exactly what agreements you are making and what you are signing.

BROCHURES

Home buying brochure

Want more information or have questions? If so, please contact us.

We are happy to help.

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